We are a kick-ass advice-only financial planning firm.
Our clients include individuals and couples with complex retirement planning needs, entrepreneurs and sole proprietors ready to scale, rental property owners and high-income incorporated professionals. We offer accessible and unbiased financial planning advice to Canadians in all different stages of their financial lives. We make finances rad.
In our practice, we specialize in cash management and financial plans for multiple streams of income, optimizing government benefits like GIS/OAS with tax-efficient retirement plans, impartial investment portfolio assessments, and setting small business owners up for success.
We do not sell any financial products at all. Period, full stop. We are 100% unbiased and proud of it. Learn why this matters
Services
Find out more about our services and price ranges here.
Not sure which type of service you need? Choose your own adventure by looking through common scenarios below.
Choose your own adventure
Not sure which type of service you need? Have a look through these common scenarios!
How much do I need for retirement?
This is a MEGA HUGE topic. No matter your age, you need to figure out how much you need to be saving for retirement and map out the steps to get there.
Should I have a budget? Am I on track?
Whether it’s your first time, your plans have changed, or you just want to ensure you’re still on track – sitting down once a year is a great way to stay confident about your money and make sure that you’re going to reach those goals!
How do I invest?
Mutual funds, index funds, ETFs, Socially Responsible Investments… what are they? And how do they make you money?
I just started a business… help?
There is a ton of information you need to ensure you’re earning enough money for your life, preparing for taxes properly, maximizing expenses, prepping for GST/HST, choosing your ownership structure and budgeting for inconsistent cash flow. The internet is an information overload and you can get bad advice. We can help!
What is advice-only or fee-for-service financial planning? why does it matter?
This is the only way to get unbiased financial advice. Financial institutions make money from the products they offer you like insurance, mutual funds, or credit. When you sit down with an advisor who is selling these products, it’s impossible to get 100% unbiased financial advice.
Advice-only or fee-for-service financial planners only get paid for their time and do not make money from products they sell you. At The New School of Finance, we’re proud to be 100% fee-only. This means we don’t sell financial products, earn commissions, or manage your investments. We purely offer advice that is completely transparent, unbiased, and tailored to you. Read more about fee-only advice here
Why should I pay to see you when there is so much info on the interwebs?
Googling doesn’t always provide the right financial solution. It’s kind of like self-diagnosing on WebMD — it can make things look worse or better than they are. Also, you may get bad advice — most financial bloggers and journalists are not Certified Financial Planners (we are!) and don’t see clients at all. Lastly, there isn’t a one-size-fits-all solution for finances — you need someone to take a look at your entire situation and create a unique strategy that works specifically for you.